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Second-To-Die Policy

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Tango, Tango & Tango Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Tango, Tango & Tango Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Tango, Tango & Tango Inc. to determine the right amount coverage for you and your family.
 

Our Locations

Commack Location

1139 Jericho Turnpike, Suite 5
Commack, NY 11725
Main office: 631-823-7032
Fax: 1-631-938-0700

Rockaway Park Location

114-5 Rockaway Beach Boulevard
Roackaway Park, NY 11694
Main office: 631-823-7032
Fax: 631-670-7642

Our Providers

Testimonials

Tim and his staff worked with me to provide the best policy for my needs. His ability to analyze a business and determine what will be best makes him my first choice...

Dr. Lisa M. - Patterson, NY
Tango, Tango & Tango is a highly recommended insurance agency because they do what it takes to help you...

John K. - Floral Park, NY
Tim and staff are a pleasure to work with...we have learned so much from them over the years.

Marc P. - Islip Terrace, NY
Tim is awesome. He is results oriented but also fun to work with. I recommend him highly.

Doug F. - Dallas, TX