Long Islanders love to shop. If you’re in the retail business, you know you’re in a unique business environment. It’s not the same as owning a business where people work in an office, and chat around the water cooler.

Retail business insurance 

Retail store business insurance needs

Retail is a special sort of environment, and it requires the right kinds of business insurance coverage. Retail stores have customers in-and-out all day. With so many of them, there’s always a risk of injury from a fall, or you know, walking into something.

Business Personal Property Insurance

Inventory. It’s what most stores require in order to successfully make money, right? Stores need well-stocked shelves. If your inventory is damaged, or destroyed - whether breakables end up broken, or fire roars through your store, or someone decides they want to break through your glass windows and vandalize your entire store - you need insurance to cover the repairs, or replacements.

It’s also important to have business income coverage, so during the time everything is being repaired and replaced, the profit losses are covered.

Business Liability Insurance

Customers. The most important piece of the retail puzzle, right? However, sometimes, they go and get hurt in the store. Cover yourself with business liability insurance.
Throw some Cyber Insurance into the mix, as well, because we’re living in a world of hackers. Heaven forbid you’re hacked and all the data your customer’s provided you with is shared with the world. It’s a scary world out there, and the fact that we all have to think about hackers and cyber security is another layer of stress. We get it. It’s why we offer Cyber Insurance!

Call an insurance professional

When all is said and done, if you own a retail space on Long Island, contact an insurance professional to go over all the different insurance coverages available to Long Island Business Owners.
Tango Insurance has well-educated and seasoned veterans happy to offer answers to your questions. We’re happy to help you understand your exposure risks, and figure out the best coverage in order to suss out the risk factors and give you peace of mind.

Call us today at 631.543.0500, or visit us at www.TangoTangoTango.com.

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