4th of July: just how dangerous is this holiday? Independence Day is one of our Nation’s proudest and most celebrated days. Everyone’s celebrating our freedoms and somehow, it’s become one of the most dangerous holidays for us.

4th of July Dangers

Just how dangerous is Independence Day in the U.S.A.

Perhaps it’s so dangerous because people are grilling in every backyard, or partaking in too many libations and believing we’re okay to boat, drive, or swim? Maybe it’s because there’s fireworks and lots of large groups of people. Whatever the case may be, insurance claims tend to happen in massive ways around the 4th of July. Let’s explore the many reasons for this happening:


Almost everyone grills at least burgers and hotdogs on the 4th of July, right? Or, perhaps, veggies? Whatever it is, there’s something on the BBQ. However, many people forget to keep the grill as clean as it should be cleaned. When’s the last time you cleaned out the grease trap-type things? Have you ever even checked for clogs, and if the burners are working properly? And did you take enough time to properly attach your propane tank?

Maybe you’re a charcoal griller. Sometimes with larger crowds, you might want to have a little bigger fire going in those coals. Don’t fall into this trap. Use the proper amount of lighter fluid and keep the lid on the grill to avoid embers blowing in the wind. What’s super important: never wear loose clothing when grilling. All you need is to get that flowing material caught in the flame, and you’re running to the ER to handle third degree burns! And the number one rule of grilling on 4th of July - don’t do it whilst drinking alcohol. Grill responsibly.


Simple: increased boaters on the water and people drinking and boating creates the recipe for dangerous waters on Independence Day in the U.S.A. There’s something about the 4th of July that brings out the desire to be on the water, and enjoying water sports. Many of us get a little more bold and brave, and don’t always make great choices. Life preservers are important to wear, and choose one sober adult and assign him, or her, to do the headcount every once in a while. Accidents happen, but taking precautions can minimize the amount of accidents and the severity of them.

Careless driving, including Drunk Driving

Same as with boating, there’s more people out on the roads instead of the water. Increased amount of people, also means there’s more of a chance some of those drivers are driving recklessly:

  • speeding to get to whatever fireworks show they’re excited to see
  • drinking and getting behind the wheel
  • not wearing seatbelts (especially in the backseat)
  • throwing debris out the window

Be vigilant whilst driving, so you can avoid having to put in an auto insurance claim.


Summer backyard and outdoor gatherings normally include a pool. If you’re having a lot of people over, consider hiring a lifeguard for the day. If you can’t, have a few responsible adults on pool patrol. Drownings happen within minutes, especially in an overcrowded pool. Also, drinking and swimming is popular. Though this is completely legal, it isn’t always the best way to celebrate Independence Day.


New York has laws about fireworks. We’re all allowed to go to a fireworks show and watch them, but we’re not supposed to be setting them off on our neighborhood streets. But it happens. Why is this a dangerous part of 4th of July? People end up burning themselves, or blowing off a part of their body. Lots of hospital visits happen 4th of July evening. However, it doesn’t end there. Property damage happens often on 4th of July. A firework takes a crazy turn and can end up damaging a house, or a car. Insurance agents end up super busy on July 5th trying to handle calls about damage done by fireworks to their home, property, and cars.

If you have a fur baby, especially a dog, that has issues with fireworks…. You could end up with property damage you weren’t expecting. When dogs become anxious, they tend to be destructive. If you’re not sure if your dog can handle fireworks, you might want to purchase a crate and speak to your veterinarian about ways to provide comfort to your furry friend during this stressful night of festivities.

Be safe as you celebrate our Nation's Independence Day this week.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019

View Mobile Version
Social Icon Social Icon Social Icon
© Copyright. All rights reserved | Powered by ITC