Have you ever wondered what an insurance agent is and does? You drive past their storefronts all over Long Island, right? Probably ask yourself “what exactly is an insurance agent?” Glad you asked, because we’re going to answer that burning question right now.
What is an insurance agent?
The simple answer: we match clients to insurance policies. Fairly straightforward. There are agents in all different insurance fields, such as health, life, car, home, and more. There’s also different types of agents.
Independent Insurance Agents
Independent Agents have options. An independent agent isn’t stuck selling just one company’s insurance. Tango Agents are independent agents, which means we have the luxury of finding the BEST insurance policies for our clients’ needs, and budgets.
At our offices, we’re able to shop around to a variety of insurance carriers, and get the best rates based on all of the bells and whistles our clients require for home, auto, renters, and more. If you’re with one insurance carrier, and we find a better deal at a another carrier, you can keep us as your agent even after the switch. It’s the best way to find the lowest rates on all of your insurance needs. Personal, as well as business!
We don’t work for the insurance carrier. We work for our customers. We believe in personalized customer service, and take great strides in minimizing your time dealing with automated 800 numbers you usually find at companies advertising on television.
A hint when shopping around for a high quality insurance agent: make sure they are associated with Trusted Choice. It’s basically the golden seal for all of us insurance agents, and it means we’re held to higher standards than the rest.
Captive Agents
Captive Agents can only sell for one insurance carrier. If you have Allstate Insurance, your agent is a Captive Agent and won’t be able to shop around with other insurance carriers to find you a better deal. If you want to switch insurance carriers, you’ll have to switch to another agent. Either find an independent agent, or another captive agent that sells a different insurance carriers plans.
What does an insurance do, besides sell insurance?
Insurance agents don’t just sell insurance policies. They’re also going to make sure insurance policies stay current, and are the ones to help make amendments to the policies if need be. Smaller agencies also help you through filing claims, and answer insurance questions throughout the year.
Tango Insurance Agents are happy to review insurance policies with our customers each year, and more often if necessary. Our priority is offering quality customer service to new, established and potential customers. Have questions? Give us a call at our Long Island Offices. One number connects you to both our Commack and Rockaway offices.
Call us today at 631.543.0500, or contact us through our Tango, Tango & Tango website.