Commercial Auto Insurance

Commercial Auto

When you’re a business owner, it’s necessary to purchase the same kinds of insurance coverages for the car you’re using in your business as you do for a car used for personal travel:

• Liability
• Collision
• Comprehensive
• Medical payments (known as personal injury protection in some states)
• Coverage for uninsured motorists

Not surprisingly, many business owners use the same vehicle for both business and pleasure. If this is the case, and the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.

The reason to set up your car insurance this way? It’ll avoid confusion if you need to file a claim, or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. Tango Insurance Agents can determine your needs when asking the following:

• details about how you use vehicles in your business
• who will be driving them, and whether employees, if you have them, are likely to be driving their own cars for your business

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Tango agents will explain all the differences and options when you call us.