General Liability Insurance

General Liability Insurance Information

General Liability

It’s unfortunate, but in the last decade the chances of being sued have dramatically increased for every business owner. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection if your business is ever sued or held legally responsible for injury or damage.

General Liability pays losses arising from:

  • real or alleged bodily injury
  • property damage
  • personal injury on your business premises or arising from your operations

Broad Range of General Liability Protection

Bodily Injury covers: cost of care, loss of services, and restitution for any death resulting from injury

Property Damage: covers the physical damage to property of others or the loss of use of that property

Products-Completed Operations: provides liability protection (damages and legal expenses up to your policy's limit) if an injury results from something your company made or service your company provided

Products Liability: a more specialized product liability insurance protects your company against lawsuits from product-related injury or accidents

Contractual Liability: extends to any liability you may assume by entering into a variety of contracts

Other coverage includes:

  • Reasonable Use of Force
  • Borrowed Equipment
  • Liquor Liability
  • Non-Owned Vehicles (such as aircraft and watercraft)
  • Fire, Lightning or Explosion Damage
  • Water Damage Liability Protection
  • Legal Defense Costs
  • Medical Payments
  • Personal Injury
  • Advertising Injury
  • Specialized liability protection for specific business types

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