General Liability Insurance

General Liability

It’s unfortunate, but in the last decade the chances of being sued have dramatically increased for every business owner. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection if your business is ever sued or held legally responsible for injury or damage.

General Liability pays losses arising from:

• real or alleged bodily injury
• property damage
• personal injury on your business premises or arising from your operations
  
  

Broad Range of General Liability Protection

Bodily Injury covers: cost of care, loss of services, and restitution for any death resulting from injury

Property Damage: covers the physical damage to property of others or the loss of use of that property

Products-Completed Operations: provides liability protection (damages and legal expenses up to your policy's limit) if an injury results from something your company made or service your company provided

Products Liability: a more specialized product liability insurance protects your company against lawsuits from product-related injury or accidents

Contractual Liability: extends to any liability you may assume by entering into a variety of contracts

Other coverage includes:

• Reasonable Use of Force
• Borrowed Equipment
• Liquor Liability
• Non-Owned Vehicles (such as aircraft and watercraft)
• Fire, Lightning or Explosion Damage
• Water Damage Liability Protection
• Legal Defense Costs
• Medical Payments
• Personal Injury
• Advertising Injury
• Specialized liability protection for specific business types