General Liability Insurance
General Liability Insurance Information
General Liability
It’s unfortunate, but in the last decade the chances of being sued have dramatically increased for every business owner. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection if your business is ever sued or held legally responsible for injury or damage.
General Liability pays losses arising from:
- real or alleged bodily injury
- property damage
- personal injury on your business premises or arising from your operations
Broad Range of General Liability Protection
Bodily Injury covers: cost of care, loss of services, and restitution for any death resulting from injury
Property Damage: covers the physical damage to property of others or the loss of use of that property
Products-Completed Operations: provides liability protection (damages and legal expenses up to your policy's limit) if an injury results from something your company made or service your company provided
Products Liability: a more specialized product liability insurance protects your company against lawsuits from product-related injury or accidents
Contractual Liability: extends to any liability you may assume by entering into a variety of contracts
Other coverage includes:
- Reasonable Use of Force
- Borrowed Equipment
- Liquor Liability
- Non-Owned Vehicles (such as aircraft and watercraft)
- Fire, Lightning or Explosion Damage
- Water Damage Liability Protection
- Legal Defense Costs
- Medical Payments
- Personal Injury
- Advertising Injury
- Specialized liability protection for specific business types

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